Showing posts with label bank fees. Show all posts
Showing posts with label bank fees. Show all posts

Monday, April 30, 2018

Day 3049

I went down to the bank today to see why they were deducting $30 a month from each of my accounts. Did I need to keep a larger balance? Was I making too many transactions? Nope. None of the above. Apparently, my plan was obsolete and I never responded to their offer to upgrade me to one of their modern, but decidedly inferior plans. The new fee was just punishment for trying to keep my old plan.

When I asked why I wasn't warned about this change, the bank told me that they'd sent me a letter last Fall. "Did this letter happen to come in an envelope that looks just like all the other junk mail you send me," I asked? "Probably," said the banker. Hmm. I probably shredded the letter without even reading it. At any rate, I was forced to sign up for one of their new plans. It's more or less the same as my old plan except that my account doesn't earn interest anymore and there are no paper statements. I'm sure the paper statements on my old accounts were what was really bugging the bank. Everyone hates paper. There's a note in almost every bill I pay these days begging me to go paperless.

The banker urged me to try online banking. "You'll like it," she said. I didn't want to seem like a grumpy old man, so I didn't try to explain why I'm turning into a Luddite and am growing increasingly suspicious of the online world. There's something reassuring about keeping all your information in ring binders, but I think that ship has sailed.

I received a short letter from my sister today that confirmed some of my suspicions. Her cancer is not responding well to treatment and she's become too tired to write. Cancer is such a cruel disease. The treatments we have today are still pretty crude. I think in the future we'll look at radiation and chemo the same way we now look at Medieval doctors applying leeches. Gene replacement therapy shows a lot of promise, but we're not there yet. I hope the researchers keep making progress. Current cancer therapy is basically just trying to poison you without actually killing you.

Dash and Janet are both cancer free. They are the lucky ones. Spot and Greta both died of cancer.  Dot's abdominal cancer reappeared in her liver toward the very end of her life. My Dad had prostate cancer, but that was the least of his problems. He also had Parkinson's Disease. I'm trying to exercise, watch my weight, and maintain a healthy diet, but you never know what is in the cards. Growing old is not pretty.

Dash had a good day. I think the Movoflex is helping him. The changes are subtle, but he does seem to be walking better and has more energy since he started taking the supplement. Dash's appetite was great today. I think he ate more than I did.

Bea is today's Dalmatian of the Day
Watch of the Day

Saturday, April 28, 2018

Day 3047

I got a message from a bank manager today telling me that my bank had been charging me unnecessary fees for the past several months. Great. I was supposed to call them to see about getting the fees removed. Of course, when I did call, the bank was closed. I wonder how much they've been charging me? This is one more example of everything being way more complicated than it needs to be. If the fees are unnecessary, why do I even need to call? The bank should have just removed the fees as soon as they discovered the mistake. I think this happened once before. I've been a customer for so long that my type of account doesn't exist anymore. They just grandfathered me in so I could keep the terms I started out with. My old AT&T account has been grandfathered as well. I'll call the bank on Monday, but I probably don't even want to know what my account has been replaced with.

Today was filled with the usual Saturday errands, but there was one pleasant surprise. I discovered that my favorite show, The Expanse, is back on the air again. I missed the premier of Season 3 earlier this month, but I did find where I could stream the first three episodes on the new season online. Oddly, even though this is my favorite show, I couldn't remember what had happened in Season 2. I had to watch the last episode of Season 2 again, so I would know what was going on when I started watching the new shows. I eventually got around to watching the first episode of Season 3 and it was full of ads, just like live TV. I guess I need to see if I can buy these new shows on iTunes. I hate being interrupted by ads.

We planted some wildflower seeds that we were given to us when Dot passed away and the squirrels keep digging them up. I keep moving the flowerpots around, but the yard squirrels apparently love fresh dirt. We really hoped that these memorial flowers would grow, but it's going to be an uphill battle. The flowers need a lot of sunlight which isn't very abundant in our tree covered yard. To make matters worse, the squirrels are convinced that there are acorns buried in the flower pots. I wonder if we're ever going to see these wildflowers.

It's too early to tell whether the Movoflex is helping Dash, but he did seem to have a lot of energy this morning. He slept all night too. It's such a pleasant surprise not to have to get up in the middle of the night. I'm not looking forward to Summer. As the day warmed up, Dash slowed down. He can't take the heat anymore. We took a short afternoon walk, but he was panting before we got home. I really don't want to push the old guy too hard. We might be limited to one sunrise walk a day pretty soon. I'm glad Dash still likes the early morning walks. It's the only exercise he gets.

It looks like it's time to mow the grass again The car looks pretty dirty too. I have a feeling that I'm going to be busy tomorrow. Of course, instead of doing chores, I could always just watch another episode of The Expanse. It's nice to have a choice.

Lucky is today's Dalmatian of the Day
Watch of the Day