Showing posts with label Credit Cards. Show all posts
Showing posts with label Credit Cards. Show all posts

Tuesday, July 21, 2020

Day 3862

One of my credit cards got updated recently with a new contactless version that you don't need to insert in a terminal. For some reason the bank decided to change the number on the card, so I thought I would have to update all my online accounts. Much to my surprise, most of the websites where I had an account on file already had the new credit card number before I even had a chance to tell them about the changes. Weird. I've long suspected that privacy is just an illusion and that all our secrets are out there in the cloud already. I was initially surprised when I started using online banking services to pay bills. The whole process was so easy. It's all starting to make sense now. The banks and financial institutions already know everything about you.

It was supposed to rain today, but it never did. All we got was a lot of humidity. We took a shorter walk this morning just to get back inside where it was air conditioned. Our clothes were so damp from the humidity that it might as well have rained. At least rain would have been cooler.

I don't think I did anything productive today. I continued to sort thorough old photo gear, looking for the perfect lens to take a picture of the comet. I was looking for a fast manual telephoto with clear distance markings on the lens so I could focus easily in the dark. All my new digital cameras have lenses that focus electronically. You can set them to manual mode, but the focusing is still done electronically. This makes it hard to focus when you turn autofocus off and can't see anything through the viewfinder. Some of my best comet pictures the other day were ruined because the lens wasn't exactly set on infinity. If I want to use these new lenses for astrophotography, I guess I need to focus on a distant object in the daytime and then tape the lens barrel in place. It probably doesn't matter anyway. There are lots of clouds on the horizon tonight. Time is running out. I might not see the comet ever again.

Dawn has another vet appointment in the morning to recheck for crystals in her urine. Hopefully, she will cooperate and give us a sample before we go to the vet. I think Janet has perfected a method of getting a urine sample from Dawn, but it still doesn't work every time. If you don't place the ladle just right when she starts to pee, you are out of luck. I think the vet is still under Covid protocol. You can't actually go in the exam room with the vet. A vet tech just takes your dog to the back and then you wait for the results. It's weird that everyone seems to have different rules for dealing with the virus. I haven't gone out much, but the dermatologist, dentist, and hair salon all clearly had very different rules. The restaurant where we went for my birthday dinner didn't seem to have any rules at all.

The longer this pandemic goes on, the more envious I am of my friends out at McDonald Observatory. They were socially distanced before the pandemic even began. When the observatory closed to the public, they didn't have to worry about people at all. This sounds perfect to me. What could be better than getting paid for doing something interesting without any of the craziness that the rest of us are dealing with. I worry that they might start to like the isolation and never open the observatory again.

I hope Dawn's exam goes well tomorrow. I'm not ready for any sort of doggie medical problems. Been there and done that way too many times.

Katie is today's Dalmatian of the Day
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Wednesday, September 21, 2016

Day 2473

The trouble with credit cards is that a month or so after you buy something, you actually have to pay for it. I feel poor today, because in addition to the usual charges for gasoline, groceries, prescription medicine, and miscellaneous junk I thought I needed at Home Depot, there was the humongous yearly rent for my storage warehouse on the latest credit card bill. So why didn't I write a check for the rent when it was due? Well, it was just easier to postpone the pain until next month. It can be confusing paying for things that you've already forgotten about buying using money that you've already forgotten about earning. I delay paying my bills as long as I can and my clients delay paying me as long as they can. The net result is that there is no cause and effect anymore. It just feels like I'm broke all the time.

I watched a crew pouring concrete in the park while I was walking Dash this morning. I've been watching this sidewalk being constructed for three months now. The crew would grade a path with a bulldozer and then put wooden forms and re-bar in place so the concrete could be poured. They did this three separate times this Summer until they were apparently satisfied with their work this morning. I asked one of the guys whey they kept tearing up their work and starting over? They said their previous efforts weren't up to code because the grade was too steep. This was a bike path, mind you. The city could have saved a ton of money if they just let the cyclists pedal a little harder. The city probably had some rule that said that no bike path could have more than a ten percent grade. If someone created a path with a twelve percent grade, they had to start over. It all seems silly to me.

I finished writing my latest article and once again had difficulty sending it to my client. It appears that their IT department wasn't able to Whitelist me after all. I keep getting identified as a spammer, even though I've never sent spam in my life. These difficulties make me wish I had my old private ISP back. I never used to have these problems until I moved to a large ISP with thousands of servers. My little local ISP stayed under the radar until the owner retired and shut down the company, forcing me to go somewhere else. Once again, the old days were better.

My bananas were still green this morning, so I went to the store and got some ripe ones. I never realized that bananas were so cheap, since Janet usually picks them up. I got a pound of bananas for fifty cents. On the way home I stopped to pick up some Chinese take-out for dinner and they said they were out of the Thai noodle dish I had ordered online. I'm easy. I just asked what they had that was real spicy and substituted something else. Anything to avoid cooking is fine by me.

Dot seemed to enjoy not having to go to physical therapy. Her limp is a little better, but she is still pretty shaky. For the second day in a row, she made a mess and pooped all over her special harness. We have a spare harness now for these occasions. I felt like taking her outside and cleaning her with the garden hose, but she hates this, so I cleaned her up with warm wet towels instead. Dot is as sweet as she can be, but she wears me out.

Tomorrow is the first day of Fall. It certainly doesn't feel like Fall yet. It has been unseasonably hot all week. I can tell the seasons are changing though, because the days are getting shorter. I saw Orion in the pre-dawn sky as we walked Dot and Dash around the block this morning. Pretty soon it will be even darker. I won't miss the hot weather as Winter approaches, but I will miss the sunlight. I do better with lots of sunlight.

Rowe is today's Dalmatian of the Day
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Saturday, April 9, 2016

Day 2307

My bank sent me one of those new credit cards with a chip in it. At first I didn't think the card was real, since it was completely flat and looked like it was made out of cardboard. There were no embossed, raised numbers like there always are on conventional cards. I guess the bank thought all those old fashioned carbon copy credit card readers are gone. Maybe they just wish the old 'knuckle buster" machines would go away. I still know of a few small merchants and local restaurants that use them. At any rate, it's the end of an era. I don't know what plumbers and electricians are going to do. My plumber still places the card under his invoice and rubs over the paper with a pencil to trace an image of the raised card number. As many of you already know, I'm not a huge fan of progress. Transactions seem to take twice as long with these new chip cards. To me, they're a nuisance.

I started the day by completing the website update assignment I received yesterday evening. That was a bit of a nuisance too. I suppose I could have waited until Monday to start this, but what if the client really needed it? I may be old and business may be slow, but being responsive is still in my DNA. I've always turned jobs around in a timely manner and have never missed a deadline since I started the company in 1990. The update took a while, but at least it's out of the way. Now, I can spend my time on important things like cleaning up dog poop.

I was bragging about Dot yesterday, but my luck ran out today. She had another accident while I was taking a shower and it took me quite a while to get her cleaned up again. We buy Nature's Miracle enzyme cleaner by the gallon now and our washing machine is going constantly. I was initially really disappointed with the complicated front loader after having to replace the wax motor on the door lock twice, but lately it has been working like a charm. I don't think washers and dryers in laundromats get as much use as ours do since Dot has become incontinent.

Janet got a new iPhone today, and now I want one too. The 6S is much faster than my old 5 model and the retina screen is visibly sharper than anything I've seen on a phone before. It's hard to justify purchases you don't need though. I definitely don't need a new phone. Mine works just fine. I really don't need much of anything, but I'm itching to buy something. It's kind of ironic. When I'm really busy, I never think about buying things. When work slows down and I'm poor, that's when I want to buy things. It shouldn't work that way.

The rain returned this afternoon. Even though Dash and I got wet on our evening walk, I'm not going to complain about the rain. Today's rain actually did me a favor, since I needed to water the front lawn. Now, I'm OK for a while. I can never remember what the watering days are in our neighborhood. Water restrictions were put in place a few years ago when there was a drought, and even though we had a tons of rain last year and the lakes are full, the water restrictions are still in place. I learned a long time ago that once a government regulation is in place, you've pretty much got to learn to live with it forever.

I guess I'll go to the gym tomorrow. I get bored walking on the treadmill, but I do like shooting baskets on the basketball court and I enjoy seeing lots of steps on my activity tracker. Sometimes Sunday's are 20,000 step days.

Livy is today's Dalmatian of the Day

Watch of the Day

Saturday, January 26, 2013

Day 1138

I went to see a nutritionist today. I've got to get beyond feeling good about myself for having a nutritious Kale salad one day and then going out and having a humongous bacon and chorizo omelet the next day. Consistency and discipline have never been my strong points. I need to clean up my act though. The team of hepatologists I saw earlier this week has put the fear of god in me. I definitely don't want to wind up on a transplant list.

It's too bad that eating unsalted nuts and fresh fruit isn't as appealing to me as a cheeseburger and a beer. Some people I know love to eat raw, unprocessed foods. Personally, I'd much rather have a pizza, or barbecued ribs. I have a feeling that those days are gone though. I'm going to have to learn to love something new.

This is the longest string of foggy days I can remember. One foggy day is a photo opportunity. A whole week of foggy days is just lousy weather. Although I have professed my love of fog many times on this blog, I'll have to admit I'm getting tired of it this week. I'm ready for a little sunshine.

I keep hearing on the news that stores are going to start adding and additional 4% to your bill for credit card transactions starting tomorrow. That sucks. I hate carrying cash around and use credit cards for virtually everything. I wonder if stores will actually try to pass on their transaction charges to customers, now that they're allowed to by law. It could go either way. Competition could keep prices the way are are currently. Or, the stores might get together just like the airlines have and try to stick their customers with every additional charge they can get away with.

I can't find anything on TV tonight. Sometimes I wonder why I even bothered to get U-Verse. There are dozens of channels filled with dumb shows like Storage Wars and Duck Dynasty. There's absolutely nothing that I want to watch though. You'd think with 500 channels, there would be at least five good ones. I find myself still watching old Seinfeld episodes because the new shows are so terrible. Sometimes I just stare at the NASA channel, watching astronauts floating around in the space station. It's not very dramatic, but at least it's not irritating.

Jazz is today's Dalmatian of the Day
Watch of the Day

Friday, August 10, 2012

Day 969

Yay! My InstaCanvas Gallery is open now. Please go and take a look when you've got a minute. Practically every Instagram picture I've ever taken is up on the site. I don't know if I'll ever make a dime from this venture, but I certainly like the idea. Instead of selling high resolution JPEG files to other professional graphic designers, this place is selling reasonably priced mounted canvas prints that anyone could use to brighten up a kitchen or bedroom wall. If it's pretty and bright, it just might sell! It was brilliant of these guys to print the Instagram photos on canvas too, because canvas isn't a very high resolution medium anyway. It's perfect for low quality Instagram prints that originate from a cell phone. I really like the fact that you can sell any image you want. There's no nitpicking evaluation team over in Sweden or Canada continually rejecting your images because they are out of focus or contain too many artifacts. Hey, I may order some of these canvas prints myself, which is probably exactly what the Instacanvas people want me to do.

I thought I might have found a new breakfast restaurant this morning, but as I was walking toward the front door, I saw a little hand written sign that said No credit cards accepted. Cash or personal check only. Oops. I turned around and got back in my car. I haven't carried any cash with me for years. I have a feeling that I won't even carry credit cards soon enough. I'll probably be among the first people to start using those new apps where you just wave your phone at the cash register to pay for something. I just don't understand people who carry big wads of cash around in their wallet. It's inconvenient. It attracts the wrong kind of attention. And if you're like me, you eventually wind up losing it. Credit cards are much tidier. I have a complete record of everything I spend and there is only one bill to pay every month. My theory is that a lot of those people with wads of cash in their wallets don't like paying taxes. At tax time they just say "What cash?" and claim that it never even existed.

At any rate, I ended up going back to one of my regular neighborhood restaurants. Sitting several tables away from me was an older gentleman wearing a crisp white dress shirt, starched blue jeans with precisely ironed creases and a highly polished pair of cowboy boots. He looked quite distinguished in his own way. If the customers in that restaurant wanted to tell me something, I'd certainly listen to this gentleman first. Most of the other men were wearing ball caps, running shoes, and rumpled looking golf shirts. I certainly wasn't exhibiting any sartorial splendor myself, but maybe I ought to try a little harder. I still don't venture far beyond my Steve Jobs look, wearing a black t-shirt and jeans everywhere except weddings and funerals.

As I was driving home from breakfast, I noticed on the odometer that I'd only driven 15 miles this week. Jeez, I walked the dogs more than 15 miles this week. It wasn't that long ago that I was driving up to 500 miles a week. There just isn't a need anymore. I remember reading an article recently that said auto sales to young adults were down almost 20% this year because young people increasingly prefer their iPhones, 4G connections, and other high-tech gadgets to cars. Maybe something similar is starting to happen with the rest of the population as well. There just isn't much need to actually go anywhere these days. FedEx and UPS deliver what I need to the frond door. All my business is conducted over the Internet. It's a lot more convenient to talk with people I know on Facebook than to actually drive somewhere to meet them. You wonder where all this is going to lead. I certainly never thought I'd lead an active, busy life while only driving 15 miles a week.

J-Lo is today's Dalmatian of the Day
Watch of the Day

Saturday, January 28, 2012

Day 774

Some of you might remember me talking about the house lizard that I occasionally see darting around the house. Lizards are pretty agile and I've never been able to catch this guy. Until now, that is. This morning when I went out to the kitchen to make my morning coffee, I saw the lizard right in the middle of Dash's dog bed. It looked like he was sleeping on the bed, and maybe he was. At any rate, I seized the opportunity and carefully scooped him up in a dish towel and took him outside where he belongs. Don't get me wrong. I've got nothing against lizards. The little guy was a well mannered house guest, but he was all over the place and I really didn't want to wake up some morning and see him next to me in bed.

I had to get another credit card to replace the one I canceled last week and when I went to activate it this morning, I got a surprise. Usually when you activate a new credit card they ask you for a password or some secret word you gave them in the past. This time the security folks at the bank had a whole new way to determine if I was who I said I was. Instead of asking me questions based on information I had given them, they asked me questions based on information they had found on their own. They said all the information they had was in the public record, but the information was very personal. I don't know how they found this stuff. I was given lists of things that might have happened to me but only one of the things was actually true and I had to correctly identify the event. This kind of questioning would be much harder to hack than a simple password. I still don't know how they knew all this stuff though. It's kind of spooky. There is no privacy anymore. Anybody who still thinks their secrets are safe is just living in a dream world.

Janet and I went and walked some of the rescue Dalmatians this morning. It's nice to see these dogs improve week by week. Some of the ones who looked pretty scruffy when we picked them up just a month ago now look sleek and beautiful. It's amazing what a good diet and a little veterinary care can do.

I upgraded my Avid Media Composer application to the new 6.0 version last night. If any of you out there edit video for a living, this upgrade is well worth the money. I've not always been happy with Avid in the past, but this is the best iteration of Media Composer the company has ever introduced. It's more powerful, easier to use, and comes packed with all the things I felt were missing. I was very impressed. Now I just need to get some video production jobs that are worthy of this fabulous new software. Most of the videos I edited last year were so simple that I could have edited them using iMovie.

Tomorrow it's time to go to the dog park again. The dogs have grown to love these weekly outings. I wish there was a human equivalent of going to a dog park. It would be nice to feel as exuberant and happy as Dash looks when he's racing around with his ears flapping in the wind.

Molly is today's Dalmatian of the Day

Watch of the Day

Monday, February 14, 2011

Day 426 - Valentine's Day

I got an assortment of pink muslin backdrops, support poles, tripods and sparkly cardboard hearts put back in the storage warehouse until we need them again for our next photo event. Since I was already out and about, I decided to stop by Sprinkles and pick up some cupcakes for Valentine's Day. The store would have been empty if it weren't for the hundreds of other men standing in line ahead of me, doing last minute Valentine's shopping just like I was. The line snaked halfway around the block and once you were inside the store, there was a whole new line of people waiting to get up to the counter to pick up their cupcakes. I picked out what I wanted when I got inside the store and by the time someone was ready to take my order, my cupcake picks were all gone. I don't know what the fascination is with these overpriced pastries, but I bet this store is making a huge profit. At any rate, I picked out some alternate flavors, including two little dog cupcakes for Dot and Dash and was on my way.

The mail was full of interesting surprises today. I got a little card swiping gizmo that lets me accept credit card payments with my iPhone. Does anyone actually want to use their credit card to pay me? Not that I know of. Hey, if anybody ever does get a strong desire to send me money with their credit card though, I'll be ready.

My latest website project passed another approval hurdle today. With any luck, we'll launch the site by the end of the week. This means it's about time to start looking for new business again. I've got to make a special effort to get out and mingle more this year. Just about everybody I know is a client now. That's not saying much though. I don't know that many people.

Dalmatian of the Day

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